Risk & Credit Review Specialist

Uganda
Full Time
Experienced
 
Role Summary
The Risk & Credit Review Specialist is responsible for reviewing mobile instalment and digital lending transactions, assessing customer and portfolio risk, and supporting credit decision-making through data analysis and investigations. The role contributes to maintaining portfolio quality and strengthening PalmPay’s risk control framework.
Key Responsibilities
  • Review and assess mobile instalment and digital lending transactions in line with approved risk policies
  • Conduct credit and business investigations using data analysis, telephone verification, and, where necessary, on-site checks
  • Identify risk trends, anomalies, and potential fraud through portfolio and device-level analysis
  • Perform portfolio risk assessments based on default rate contribution
  • Analyse devices sold against default rate contribution and flag unusual or emerging trends
  • Provide approval recommendations, feedback, and improvement suggestions to enhance credit processes and risk policies
  • Prepare and submit risk and credit review reports to management
  • Perform other duties assigned by the Risk or Credit Management team
Qualifications & Experience
  • Bachelor’s degree in finance, Accounting, Economics, Mathematics, Business Administration, or a related field
  • 0–3 years’ experience in credit review, risk control, banking, fintech, or microfinance
  • Prior experience in bank credit review or risk management is an added advantage
Skills & Competencies
  • Strong data analysis and risk assessment skills
  • Good judgment and problem-solving ability
  • High attention to detail and accuracy
  • Strong written and verbal communication skills
  • Proficiency in Microsoft Excel and data analysis tools
  • Ability to work independently and as part of a team in a fast-paced environment
Knowledge & Attributes
  • Understanding of credit risk, portfolio management, and digital lending
  • Familiarity with fintech or mobile installment products is an advantage
  • Strong sense of responsibility, integrity, and professionalism

 
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