Product Manager

BGC (Bonifacio Global City), Philippines
Full Time
Senior Manager/Supervisor
PalmPay is a leading fintech company committed to providing innovative payment and consumer finance solutions that make digital financial services more accessible, safe, and rewarding.We are expanding our presence in the Philippines through mobile installment programs for Transsion brands (Tecno / Infinix / Itel), enabling consumers to enjoy flexible and affordable financing options.Current company seeking a Product Manager  who will be responsible for leading the end-to-end product lifecycle of mobile phone lending and device financing solutions. The role requires strong experience in mobile device lending, fintech credit products, and telco/retail device financing, with specific exposure to the Philippines market. The successful candidate will drive product strategy, execution, and performance while ensuring regulatory compliance and commercial viability.

Key Responsibilities
Define and execute the product strategy and roadmap for mobile phone lending and device financing products.
Manage the full product lifecycle, from ideation, market research, and requirements gathering to launch, optimization, and scaling.
Collaborate with engineering, risk, credit, operations, sales, and marketing teams to deliver product enhancements and new features.
Design and optimize loan structures, repayment models, pricing, and eligibility criteria for device financing products.
Work closely with credit and risk teams to develop underwriting rules, fraud prevention controls, and portfolio performance monitoring.
Analyze product performance metrics including adoption, conversion, repayment behavior, defaults, and profitability.
Ensure full compliance with local regulations in the Philippines, including lending, consumer protection, and data privacy requirements.
Coordinate with OEMs, distributors, retailers, and telco partners involved in mobile device financing programs.
Gather customer insights and market feedback to continuously improve user experience and product value.
Prepare product documentation, business cases, and performance reports for senior management.

Key Requirements
Bachelor’s degree in Business, Finance, Economics, Information Systems, or a related field.
Minimum of 3–5 years’ experience as a Product Manager in fintech, device financing, or mobile lending.
Proven experience in mobile phone lending / device financing products, preferably within the Philippines market.
Strong understanding of digital lending models, credit risk, collections, and lifecycle management.
Experience working with cross-functional teams in fast-paced fintech or financial services environments.
Knowledge of Philippines lending regulations and industry best practices is highly desirable.
Strong analytical skills with the ability to interpret data and make product-driven decisions.
Excellent communication and stakeholder management skills.

Preferred Qualifications
Experience with BNPL, installment-based lending, or smartphone financing platforms.
Exposure to Android device locking, KYC, and loan management systems.
Background in emerging markets fintech is an added advantage.

Key Competencies
Strategic thinking and execution
Customer-centric product design
Data-driven decision making
Risk and compliance awareness
Strong problem-solving skills
Stakeholder and partner management



 
Share

Apply for this position

Required*
We've received your resume. Click here to update it.
Attach resume or Paste resume
Attach resume as .pdf, .doc, .docx, .odt, .txt, or .rtf (limit 5MB) or Paste resume

Paste your resume here or Attach resume file

To comply with government Equal Employment Opportunity and/or Affirmative Action reporting regulations, we are requesting (but NOT requiring) that you enter this personal data. This information will not be used in connection with any employment decisions, and will be used solely as permitted by state and federal law. Your voluntary cooperation would be appreciated. Learn more.
Voluntary Self-Identification of Disability
Voluntary Self-Identification of Disability Form CC-305
OMB Control Number 1250-0005
Expires 04/30/2026
Why are you being asked to complete this form?

We are a federal contractor or subcontractor. The law requires us to provide equal employment opportunity to qualified people with disabilities. We have a goal of having at least 7% of our workers as people with disabilities. The law says we must measure our progress towards this goal. To do this, we must ask applicants and employees if they have a disability or have ever had one. People can become disabled, so we need to ask this question at least every five years.

Completing this form is voluntary, and we hope that you will choose to do so. Your answer is confidential. No one who makes hiring decisions will see it. Your decision to complete the form and your answer will not harm you in any way. If you want to learn more about the law or this form, visit the U.S. Department of Labor’s Office of Federal Contract Compliance Programs (OFCCP) website at www.dol.gov/ofccp.

How do you know if you have a disability?

A disability is a condition that substantially limits one or more of your “major life activities.” If you have or have ever had such a condition, you are a person with a disability. Disabilities include, but are not limited to:

  • Alcohol or other substance use disorder (not currently using drugs illegally)
  • Autoimmune disorder, for example, lupus, fibromyalgia, rheumatoid arthritis, HIV/AIDS
  • Blind or low vision
  • Cancer (past or present)
  • Cardiovascular or heart disease
  • Celiac disease
  • Cerebral palsy
  • Deaf or serious difficulty hearing
  • Diabetes
  • Disfigurement, for example, disfigurement caused by burns, wounds, accidents, or congenital disorders
  • Epilepsy or other seizure disorder
  • Gastrointestinal disorders, for example, Crohn's Disease, irritable bowel syndrome
  • Intellectual or developmental disability
  • Mental health conditions, for example, depression, bipolar disorder, anxiety disorder, schizophrenia, PTSD
  • Missing limbs or partially missing limbs
  • Mobility impairment, benefiting from the use of a wheelchair, scooter, walker, leg brace(s) and/or other supports
  • Nervous system condition, for example, migraine headaches, Parkinson’s disease, multiple sclerosis (MS)
  • Neurodivergence, for example, attention-deficit/hyperactivity disorder (ADHD), autism spectrum disorder, dyslexia, dyspraxia, other learning disabilities
  • Partial or complete paralysis (any cause)
  • Pulmonary or respiratory conditions, for example, tuberculosis, asthma, emphysema
  • Short stature (dwarfism)
  • Traumatic brain injury
Please check one of the boxes below:

PUBLIC BURDEN STATEMENT: According to the Paperwork Reduction Act of 1995 no persons are required to respond to a collection of information unless such collection displays a valid OMB control number. This survey should take about 5 minutes to complete.

You must enter your name and date
Human Check*