Data Operation Manager

Dhaka, Bangladesh
Full Time
Marketing
Experienced
About PalmPay
PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over 40 million users, we are building a digital financial ecosystem that empowers individuals and businesses through accessible, easy-to-use, and rewarding financial services.
Operating in Nigeria, Ghana, Tanzania, Bangladesh, and Pakistan, PalmPay has been recognized by CNBC as one of the Top 300 Global Fintech Companies and ranked #2 overall and #1 in financial services on the Financial Times’ Africa’s Fastest Growing Companies 2025 list.

Position Overview
We are seeking an experienced and detail-oriented Data Operation Manager to lead and optimize user data operations with a strong focus on KYC processes and marketing enablement. This role will be responsible for ensuring efficient user verification, high-quality data management, compliance adherence, and leveraging data to drive targeted customer acquisition and engagement strategies.

Key Responsibilities
1. KYC Process Optimization & Management
•    Own and optimize end-to-end KYC (Know Your Customer) processes from user onboarding to verification approval 
•    Design and improve KYC workflows to ensure high accuracy, speed, and compliance 
•    Collaborate with Risk, Compliance, and Tech teams to enhance verification systems and tools 
•    Monitor KYC KPIs such as approval rate, rejection rate, turnaround time (TAT), and fraud detection rates 
•    Identify bottlenecks and implement automation or process improvements 
•    Ensure compliance with regulatory requirements and internal policies 
•    Continuously enhance user experience while maintaining strict verification standards 

2. Data Operations & Quality Management
•    Oversee user data collection, validation, and maintenance processes 
•    Ensure data accuracy, consistency, and integrity across systems 
•    Establish data governance standards and best practices 
•    Monitor and resolve data discrepancies or operational issues 
•    Work with Tech teams to improve data pipelines and system efficiency 

3. Marketing Data Enablement & User Segmentation
•    Partner with Marketing teams to enable data-driven acquisition and engagement strategies 
•    Develop and manage user segmentation models based on behavior, KYC status, and transaction data 
•    Support targeted campaigns by ensuring availability of clean and actionable data 
•    Optimize customer funnels using data insights to improve conversion and activation rates 

4. Fraud Prevention & Risk Coordination
•    Collaborate with Risk and Compliance teams to detect and prevent fraudulent activities 
•    Monitor suspicious patterns and improve fraud detection mechanisms within KYC processes 
•    Implement controls to minimize risk exposure while maintaining operational efficiency 
•    Support investigations and ensure proper documentation of risk-related cases 

5. Data-Driven Decision Making
•    Define and track key metrics such as KYC success rate, verification TAT, fraud rate, and campaign performance 
•    Build dashboards and reports to provide actionable insights to stakeholders 
•    Conduct deep-dive analyses to identify trends, risks, and opportunities 
•    Use data insights to continuously optimize KYC processes and marketing effectiveness 
6. Cross-functional Stakeholder Management
•    Act as a bridge between Product, Tech, Risk, Compliance, and Marketing teams 
•    Ensure alignment on data requirements, KYC processes, and campaign execution 
•    Support product launches and new feature rollouts with data readiness 
•    Communicate insights and recommendations to leadership teams 

7. Process Automation & Scalability
•    Identify opportunities to automate manual KYC and data operations processes 
•    Work with Tech teams to implement scalable solutions for high user volumes 
•    Improve operational efficiency through system enhancements and workflow optimization 
•    Ensure systems are scalable to support rapid business growth 

8. Compliance & Regulatory Adherence
•    Ensure all KYC and data operations comply with local regulatory requirements and internal policies 
•    Stay updated with regulatory changes related to KYC, AML, and data privacy 
•    Support audits and ensure proper governance and documentation 
•    Maintain high standards of data security and user privacy 

Requirements
•    Bachelor’s degree in business administration, Information Systems, Finance, or a related field (Master’s preferred).
•    5–7 years of experience in fintech, banking, data operations, or KYC/AML-related roles.
•    Strong experience in KYC processes, user verification systems, and data operations.
•    Good understanding of data analysis tools (Excel, SQL, or similar).
•    Experience working with marketing teams on data-driven campaigns is a strong advantage.
•    Strong problem-solving, analytical, and stakeholder management skills.
•    Excellent communication skills in both Bangla and English.
•    Ability to manage complex processes and drive improvements in a fast-paced environment.

Compensation & Benefits
•    Competitive salary
•    Festival bonuses
•    Mobile & internet allowance
•    Career growth opportunities in a fast-scaling international fintech
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